Employees value health care, but providing ACA-compliant health care coverage may have been difficult or expensive for small and medium-sized businesses in the past. But no longer for you!
As a member of CPhA, you can enjoy an exclusive-members-only competitive advantage: offering your employees and their families complete major medical coverage that complies with all aspects of the Affordable Care Act.
Your employees get the advantage of working with a business that offers them a prized benefit: ACA-compliant coverage that may cost them less than they could find on their own.
In most states you can offer either or both of the following care options:
Who Is Eligible to Participate in These Plans?
All attested member organizations may participate if they have the required number of eligible employees.
Plans will be offered across the country, availability is based on your state, see map.
* VT offering is for dental, vision and life only, no medical
What Is Covered?
These are not "skinny" plans that do not comply with ACA requirements. All of the following are covered on either the PPO or HDHP plan, with no annual or lifetime dollar limit:
What Does Coverage Cost Me?
Which Administrative Functions Am I Responsible For?
None! UnitedHealthcare takes care of:
Are There Any Other Benefits?
YES! You and your employees get access to:
* Prescription services may not be available in all states.